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Shopping for car insurance?  If you're getting quotes from several insurers, make sure you're doing an accurate comparison: Select the same set of coverages, coverage limits and deductibles for each quote you get. In addition to choosing coverages and coverage limits that meet your state's requirements, you may also want coverages to help protect your vehicle, such as collision coverage or comprehensive coverage. If you add collision coverage to one quote, make sure to add it to the others. Also, some coverages, like collision coverage, come with a deductible. You may be able to choose your deductible amount -- for example, $500. Remember to select the same deductible amount on each coverage, for each quote you get. Once you've gotten several car insurance quotes with the same coverages, limits and deductibles, you can see how each insurer estimates your premium based on thefactors you chose. Then, you can select the policy that best fits your needs. Need more info